We bought a new car couple of months ago. Before Congress passed the Cash for Clunkers program. So now they're handing us $4,500 to buy a new car. You don't need a blackbelt in shopping to know this is a good deal. So my Handsome Husband and I decided we'll hand over our clunker, trade in our mid-life Accord, then we'd be halfway to a new car! Good deal, right?
A house payment plus two car payments, divided by one working adult is not a good equation for me. Giving up a perfectly good car to buy a new car would require me to count my lattes. You know, the conventional wisdom of grown-ups is that you should save up your money and buy important and significant Things. Grown-up Things. A sofa. A house. A luxury car.
I was a dismal failure at this. I felt irresponsible. Not that I tried to change my ways or anything. I never had a great sofa, my own house or an impressive car to show for my earnings. Instead, I enjoyed my life in other ways, day to day: I took classes. Went on bicycling trips. I flew to the beach. Ate good food. Drank a latte. Or two. This was the way I enjoyed my life.
When I actually became a grown-up, I decided to stop buying into this supposed grown-up way. I'm not interested in a hardwood sofa to pass down to the next generation. Or a new car to primp over. I don't want to scrimp and save so I can appear "grown-up." I want to enjoy being with my friends or sit and read a book over a latte. Or two. Not at home sitting on my sofa. Or writing a check to Honda.
I want to pay my way. Each day. As I go.